4% assumable FHA interest rate available for those who qualify!!!!! Welcome to this beautiful cottage with character, a charming retreat that offers a perfect blend of comfort and elegance. The spacious living room and dining room are ideal for both relaxing and entertaining, featuring an abundance of windows that fill the space with natural light. The primary bedroom is a luxurious sanctuary, boasting a huge walk-in closet and a bathroom with a double vanity. Step outside to the large front porch, where you can unwind and enjoy the serene surroundings, or retreat to the cabana beneath the mature sweet bay magnolia tree for a more secluded escape. Situated on an oversized corner lot, this property offers privacy with its wooden fence, creating a peaceful haven. Flood zone C! No flood insurance required. Easy access to Hwy 190 & Hwy 59. Come fall in love! Current principle and interest rate monthly payment is $1114.84.